:root {
  color-scheme: light;
  --ink: #172235;
  --muted: #52627a;
  --navy: #071126;
  --navy-soft: #14223a;
  --paper: #ffffff;
  --page: #f3f7fa;
  --line: #d8e1e9;
  --cyan: #087f9f;
  --cyan-dark: #04647e;
  --gold: #f4b81f;
  --green: #168466;
  --danger: #b43b4c;
  --shadow: 0 8px 24px rgba(7, 17, 38, 0.09);
}

* {
  box-sizing: border-box;
}

html {
  background: var(--page);
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-width: 280px;
  color: var(--ink);
  background: var(--page);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.65;
  letter-spacing: 0;
}

a {
  color: var(--cyan-dark);
  text-decoration-thickness: 0.1em;
  text-underline-offset: 0.15em;
}

a:hover {
  color: var(--danger);
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

.skip-link {
  position: absolute;
  top: -80px;
  left: 16px;
  z-index: 10;
  padding: 10px 14px;
  color: var(--navy);
  background: var(--gold);
  border-radius: 4px;
  font-weight: 800;
}

.skip-link:focus {
  top: 12px;
}

.site-header {
  color: #ffffff;
  background: var(--navy);
  border-bottom: 5px solid var(--gold);
}

.header-inner,
.page-shell,
.footer-inner {
  width: min(100% - 32px, 960px);
  margin-inline: auto;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  min-height: 96px;
  padding-block: 12px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: #ffffff;
  text-decoration: none;
}

.brand img {
  width: 64px;
  height: 64px;
  border: 2px solid rgba(255, 255, 255, 0.76);
  border-radius: 8px;
}

.brand-text {
  display: grid;
  line-height: 1.08;
}

.brand-name {
  font-size: 1.3rem;
  font-weight: 900;
}

.brand-purpose {
  margin-top: 5px;
  color: #b9d9e5;
  font-size: 0.82rem;
  font-weight: 700;
}

.site-nav ul {
  display: flex;
  align-items: center;
  gap: 8px 18px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-nav a {
  display: inline-block;
  padding: 9px 0;
  color: #e8f3f7;
  font-size: 0.88rem;
  font-weight: 750;
  text-decoration: none;
  border-bottom: 2px solid transparent;
}

.site-nav a:hover,
.site-nav a[aria-current="page"] {
  color: #ffffff;
  border-bottom-color: var(--gold);
}

.page-shell {
  padding-block: 44px 64px;
}

.page-heading {
  padding-bottom: 24px;
  border-bottom: 1px solid var(--line);
}

.eyebrow {
  margin: 0 0 8px;
  color: var(--cyan-dark);
  font-size: 0.78rem;
  font-weight: 900;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  color: var(--navy);
  line-height: 1.22;
  letter-spacing: 0;
}

h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(2rem, 6vw, 3.25rem);
}

h2 {
  margin: 42px 0 12px;
  font-size: 1.55rem;
}

h3 {
  margin: 30px 0 8px;
  font-size: 1.12rem;
}

p,
ul,
ol {
  max-width: 780px;
}

.lede {
  margin: 14px 0 0;
  color: var(--muted);
  font-size: 1.08rem;
}

.effective-date {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 700;
}

.contact-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 24px;
  margin: 30px 0 8px;
  padding: 22px 24px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-left: 6px solid var(--cyan);
  border-radius: 8px;
  box-shadow: var(--shadow);
}

.contact-panel h2 {
  margin: 0 0 4px;
  font-size: 1.3rem;
}

.contact-panel p {
  margin: 0;
  color: var(--muted);
}

.button-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 10px 18px;
  color: var(--navy);
  background: var(--gold);
  border: 2px solid #d69a00;
  border-radius: 6px;
  font-weight: 900;
  text-decoration: none;
  white-space: nowrap;
}

.button-link:hover {
  color: var(--navy);
  background: #ffd15c;
}

.notice {
  margin: 24px 0;
  padding: 16px 18px;
  background: #eaf7fb;
  border-left: 5px solid var(--cyan);
  border-radius: 4px;
}

.notice strong {
  color: var(--navy);
}

.warning {
  background: #fff6dc;
  border-left-color: var(--gold);
}

.danger {
  background: #fff0f2;
  border-left-color: var(--danger);
}

.summary-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  max-width: 900px;
  margin: 26px 0 0;
  padding: 0;
  list-style: none;
}

.summary-list li {
  padding: 16px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 6px;
}

.summary-list strong {
  display: block;
  margin-bottom: 3px;
  color: var(--navy);
}

.faq {
  max-width: 840px;
  margin-top: 20px;
  border-top: 1px solid var(--line);
}

.faq section {
  padding: 4px 0 26px;
  border-bottom: 1px solid var(--line);
}

.faq h2 {
  margin-top: 26px;
}

.content-list li + li {
  margin-top: 8px;
}

code {
  padding: 0.12em 0.32em;
  background: #e9eef3;
  border-radius: 3px;
  font-size: 0.92em;
}

.site-footer {
  color: #dce6ed;
  background: var(--navy-soft);
  border-top: 4px solid var(--cyan);
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding-block: 28px;
}

.footer-inner p {
  margin: 0;
  font-size: 0.86rem;
}

.footer-inner a {
  color: #ffffff;
}

@media (max-width: 760px) {
  body {
    font-size: 16px;
  }

  .header-inner {
    align-items: flex-start;
    flex-direction: column;
    gap: 6px;
    padding-block: 14px 12px;
  }

  .brand img {
    width: 54px;
    height: 54px;
  }

  .site-nav {
    width: 100%;
    overflow-x: auto;
  }

  .site-nav ul {
    width: max-content;
  }

  .page-shell {
    padding-block: 30px 48px;
  }

  .summary-list {
    grid-template-columns: 1fr;
  }

  .contact-panel {
    grid-template-columns: 1fr;
  }

  .button-link {
    width: 100%;
    white-space: normal;
    text-align: center;
  }

  .footer-inner {
    flex-direction: column;
    gap: 10px;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}